Announced, not open yet
Most people get lost at the loan.
This one isn’t running yet, and we would rather say that in the first line than let a page imply otherwise. What follows is what we want to build, and why.
The reason is a phone call we make too often.
A family finds a home they can picture themselves in. Then we hand them a number for a broker two suburbs away, who asks about casual income, a parent’s savings and a second job, in a language nobody in the room grew up speaking. Sometimes the answer comes back wrong. By the time it is put right, the home is gone.
We want that conversation happening at our table, in Hazargi, English or Urdu, before anyone falls for a house. We’re building it so a first home buyer can find out what is actually possible without feeling embarrassed in front of a stranger.
How it works in the meantime
The brokerage is not running, so this is the honest version of what happens now.
To start
You tell us the situation
What comes in, what you have saved, who is buying with you, what you are still paying off. Not a form. A conversation, in whichever of our three languages you would rather have it in.
After that
We tell you what usually gets asked
What a lender usually wants to see, and where the paperwork tends to get stuck for people paid in cash or across two jobs. That is not financial advice, and we will say so at the time.
Before you make an offer
The number comes from a lender, not from us
Until the brokerage is open we point you at a broker or your own bank, and one of us can sit in on the call and translate. That part we already do.
When it’s running
The same conversation, one room closer
When the brokerage is open, that call happens with us instead of across town. We are not going to describe it in any more detail than that until it exists.
Where this stands
- The brokerage
- Announced, not yet open
- What you can do now
- Talk to us, and we will point you to a broker
- Languages
- Hazargi, English and Urdu
- Who to call
- Ali on 0448 414 786
Nobody should have to borrow the biggest number of their life in their second language.
Straight answers about this one
Can I get a loan through you right now?
No. The brokerage has been announced and it is not open. If you need finance this month we will point you to someone who can do it, and help you understand whatever they send back.
Then what is this page for?
So you know it is coming, and so nobody turns up expecting a service that is not there. A page that pretended otherwise would be a strange way to start with us.
Will you tell me what I can borrow?
We can tell you what lenders usually look at. The figure itself has to come from someone licensed to give it, and we will not guess at it for you.
When will it open?
We are not going to give you a date we can’t keep. When it is running, this page changes. Until then, read every sentence on it as intent.
More in what we do
Conveyancing and accounting sit at exactly the same stage as this one. The buying and selling pages describe work we do today.
Ask us anything about the money.
Even now, before any of this is open. If we can’t answer it, we will tell you who can, and we will sit in on that call if it helps.
Call Ali on 0448 414 786